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You typically select the deductible amount when you purchase coverage.

Neighbor Tree Disputes. If your neighbor’s trees are bothering you, there may be something you can do. Here are some answers to frequently asked questions about trees and neighbors. The information below is adapted from Maryland Forest Service’s fact sheet" Fallen Trees on Private Property. If the trunk of the tree on your neighbors' property, they own it, no matter how much of the canopy overhangs the property line.

If the trunk of the tree is directly on the property line (a"boundary tree"), both you and your neighbors jointly own the tree. (See articles on"Neighbors Estimated Reading Time: 6 mins. What if the Neighbor's Tree Falls on my Property Question Published on September 14, September 14, 4 Likes 0 Comments.

Oct 22, Dear JACUSTOMER - Unless the neighbor was somehow negligent with respect to the tree you homeowners insurance is the one that will cover the damage to your property.

This is considered an act of nature or and act of God the same as any other natural cause of damage so your storm insurance should cover any the neighbor did something to cause the tree to fall. Oct 08, Hugh Fitzpatrick from Fitzpatrick Law & Associates answers a viewer's question on what to do if your neighbor's tree falls on your property/does damage to your property and I thought it was worth sharing! Visit them at 5 distinct cases in Massachusetts that involve trees: 1.

Glavin v. EckmanOn Martha's Vineyard, a couple had.

Update Below.

Nov 28, Overhanging branches, invasive root systems, and falling debris can all cause tensions between neighbors. Under Maryland law, you are responsible for the proper care and maintenance of your trees and, if they become a nuisance, you may be liable for damages. Here are some other basic tree laws observed in Maryland.

Updated: September Sometimes it takes just one good storm to topple what was once a sturdy tree in your yard. And, once the storm passes, you may be wondering whether your homeowners insurance will help pay for the cost of removing the branches or repairing damage if the tree fell on your home. Whether your homeowners insurance policy includes coverage for fallen trees typically depends. Write a letter to your neighbors (or the owners of the property) and send it by US mail, or send an email.

Either way, you need to know that your neighbor has received your communication. State your concerns clearly, and ask them to get their tree evaluated by a Certified Arborist. Tell them that if the tree falls and injures or kills someone.

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